Moni

Moni

Sistema Moni – Shareware – Android
Latest Version
 
Safe to install

Moni by Sistema Moni: Your Personal Finance Companion

Boris Weber

Moni simplifies personal finance management with its intuitive interface and robust budgeting features, though it occasionally struggles with syncing data across devices.
2025 Editor's Rating

Moni Digital application is a fintech product from "Omni Capital NBFI" LLC that offers online collateral-free loans to customers through a mobile application, providing fast credit decisions based on credit scoring.

"Omni Capital NBFI" LLC has obtained a non-banking service license under Decree No. 204 from the Financial Regulatory Commission of Mongolia. The Moni Digital application offers the following services to customers in compliance with the laws and regulations of the Financial Regulatory Commission of Mongolia:

  • Online loan

Privacy Policy:

We operate strictly in accordance with local Mongolian regulations and laws. Omni Capital NBFI respects its customers' privacy rights and is dedicated to safeguarding and maintaining the confidentiality of their private information. The company is fully committed to protecting customer data privacy. Moni Digital is currently only accessible within Mongolia.

Registration process on the app:

  • Download Moni application
  • Initiate the registration process
  • Accept terms and conditions
  • Complete required information (Phone number, National ID number)

Loan request:

After customers provide the necessary information, our AI credit scoring system utilizes this data in conjunction with credit history to determine the credit line. Following completion of the credit scoring process, both parties must finalize a Loan Agreement permitting the borrower to access a loan at any time up to their credit limit.

Loan details:

  • Loan amount: 40,000 – 10,000,000 MNT
  • Monthly rate: 3%
  • Max APR: 36%
  • Credit line period: Minimum repayment of 3 months up to a maximum of 24 months

Loan repayment:

Our system informs customers about loan repayment details through SMS, in-app notifications, push notifications, and telephone calls from our customer service team. Customers can repay loans at any time using the Moni application, local bank apps, or at local bank branches. Upon loan repayment, customers can request a new loan at any time within 365 days.

Example for a 90-day loan with a principal amount of 300,000 MNT:

  • Loan amount: 300,000 MNT
  • Loan term: 90 days
  • APR: 36%
  • Monthly payment: 106,059 MNT
  • Interest paid: 5,999 MNT
  • Total amount paid: 318,177 MNT

Contact us:

  • Customer service: +976-72721212
  • Website: https://moni.mn/
  • Email: [email protected]
  • Facebook: @Moniapp
  • Address: Grand building – No.66, Khoroo1, Sukhbaatar duureg, Ulaanbaatar, Mongolia

Overview

Moni is a Shareware software in the category Miscellaneous developed by Sistema Moni.

The latest version of Moni is currently unknown. It was initially added to our database on 08/28/2010.

Moni runs on the following operating systems: Android.

Moni has not been rated by our users yet.

Pros

  • User-friendly interface allowing easy navigation and transactions.
  • Offers multi-currency support for international users.
  • Provides real-time transaction alerts for better management.
  • Enhanced security features including biometric login options.
  • Integrates with various financial services and apps for better financial tracking.
  • Allows users to set budgets and track expenses effectively.

Cons

  • Limited customer service options, can lead to slow response times.
  • Some users report occasional app crashes or bugs during high traffic times.
  • Transaction fees may apply for certain services, leading to extra costs.
  • Not widely accepted at all merchants, limiting usability in some areas.
  • Requires internet access for full functionality, which may not be available to all users.

FAQ

What is Moni by Sistema Moni?

Moni by Sistema Moni is a personal finance management app that helps users track their expenses, create budgets, and set savings goals.

How does Moni help users track their expenses?

Users can manually input their expenses into the app or sync their bank accounts to automatically track their spending.

Can users create budgets with Moni?

Yes, users can set up monthly budgets for various categories like groceries, dining out, shopping, etc. The app will track their spending against these budgets.

Does Moni provide insights on spending habits?

Yes, Moni provides users with detailed insights and reports on their spending habits, helping them identify areas where they can save money.

Can users set savings goals with Moni?

Absolutely, users can set specific savings goals such as saving for a vacation or a new gadget, and the app will help them track their progress towards those goals.

Is Moni available for both iOS and Android?

Yes, Moni by Sistema Moni is available for download on both the Apple App Store for iOS devices and Google Play Store for Android devices.

Are there any fees associated with using Moni?

Currently, Moni is free to download and use. There are no subscription fees or in-app purchases required to access its core features.

Is user data secure on Moni?

Security and privacy are top priorities for Moni. The app uses encryption technology to protect user data and does not share personal information with third parties.

Can users customize categories in Moni?

Yes, users can customize and create their own spending categories in Moni to better fit their individual budgeting needs.

Does Moni offer customer support services?

Yes, Moni provides customer support through email or in-app chat for any questions, issues, or feedback that users may have while using the app.


Boris Weber

Boris Weber

I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.

Latest Reviews by Boris Weber

Screenshots (Click to view larger)

Latest Updates


GSA Radio Stream Recorder 1.58

GSA Radio Stream Recorder: Capture Your Favorite Broadcasts with Ease

ArtCAM Pro 9.1

Powerful 3D modeling software for artists and designers

Tenacity 1.3.4

Tenacity: Your All-in-One Productivity Solution
Secure and free downloads checked by UpdateStar

Buy now
Play Store
Stay up-to-date
with UpdateStar freeware.

Latest Reviews

Remote for Tautulli Remote for Tautulli
Seamlessly Control Tautulli with Remote for Tautulli
What Web Dual Messenger for WA What Web Dual Messenger for WA
Enhance Your Messaging Experience with Web Dual Messenger for WA
MyOutdoorTV: Hunt, Fish, Shoot MyOutdoorTV: Hunt, Fish, Shoot
The Ultimate Companion for Outdoor Enthusiasts
Haunted Dorm Haunted Dorm
Embark on a Spine-Chilling Adventure in Haunted Dorm
Spelling Notebook: Learn, Test Spelling Notebook: Learn, Test
Perfecting Your Spelling Skills with Spelling Notebook
Football Game 2023 : Real Kick Football Game 2023 : Real Kick
Football Game 2023: Real Kick - An Epic Game for Football Fanatics
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!